Welcome to Excelfin Micro Finance, We attach utmost importance to the security of your personal data and financial information. This Privacy Policy explains how we collect, use, and safeguard your information.

Information Collection

We may collect the following types of information:

• Personal Details: Name, address, mobile number, email ID, Aadhaar/PAN card details, and other identification documents.
• Financial Details: Bank account information, loan application data, credit score, and repayment history.
• Technical Data: IP address, browser type, device details, and usage patterns of our website or mobile application.

Use of Information

Your information is used strictly for the following purposes:

• To provide microfinance services and process loan applications.
• To verify your identity, assess eligibility, and approve loans.
• For customer support, transaction updates, and communication.
• To meet legal, regulatory, and compliance requirements.

Information Sharing

Your personal information may be shared only under the following circumstances:

• With authorized agencies for loan processing, credit checks, and verification.
• To comply with legal obligations, government requests, or regulatory requirements.
• With your prior consent, if required for additional services.

Data Security

We use advanced security measures, encryption technologies, and strict protocols to protect your data from unauthorized access, misuse, alteration, or theft.

User Rights

• You have the right to access, update, or correct your personal information.
• You may opt-out of promotional or marketing communications at any time by contacting us.

Cookies

Our website may use cookies to enhance your browsing experience and provide customized services. You can manage or disable cookies through your browser settings.

Policy Updates

This Privacy Policy may be updated periodically to reflect changes in our services or legal requirements. Updates will be posted on our website/app, and we encourage you to review it regularly.